Next Month Forecast
—United States · Revolving Consumer Credit
Consumer Credit Outlook
Monthly balance forecast with Federal Reserve credit-quality indicators and macroeconomic context.
Data currentLoading latest observation...
3-Month Change
—Delinquency Rate
—Backtest Error
—Balance Outlook
Revolving Consumer Credit
ActualForecast95% range
Credit Risk
Credit Card Delinquency & Charge-Off Rates
Latest charge-off rate—
Economic Drivers
Key Consumer Credit Drivers
Methodology
A small model with an auditable pipeline
The forecast applies Holt linear trend to the latest 60 months of seasonally adjusted revolving consumer credit. A rolling one-step backtest measures performance across the prior 36 months.
- Refresh
- Daily at 5:00 PM CT
- Forecast horizon
- 3 months
- Published
- —